Denied because of your credit? Get your plan in 60 seconds.
Answer 6 questions. Get a personalized recovery plan and legally compliant dispute letters — generated by AI, sent by you.
Free to start · No credit card required
How it works
From denied to a plan in under 60 seconds.
Answer 6 questions
Tell us your credit score range, what you were denied for, collections, utilization, and state.
Get your AI plan
Claude AI generates a personalized 30 and 90-day recovery roadmap with exact steps in the right order.
Send dispute letters
Generate FCRA-compliant letters to each bureau. Print, sign, and send — no middleman.
Credit repair charges $149/month. We charge $9.
Same letters. No middleman. You stay in control.
Credit Repair Company $79–$149/mo | FinanceWrite $9/mo | |
|---|---|---|
| Dispute letters generated | ✓ | ✓ |
| Personalized action plan | ✗ | ✓ |
| You control the process | ✗ | ✓ |
| Goodwill letters | ✗ | ✓ |
| Debt validation letters | ✗ | ✓ |
| Dispute tracker | ✗ | ✓ |
| No long-term contract | ✗ | ✓ |
Real people. Real results.
No guarantees — just tools that put you in control.
"Generated my dispute letter in under a minute. Got approved for my apartment 6 weeks later."
"I was paying $99/month for credit repair. This is $9 and I send the letters myself. Same result."
"The 90-day plan told me exactly what to do and in what order. No guessing."
Simple pricing
Start free. Upgrade when you're ready to act.
- ✓ Credit profile assessment
- ✓ Plan summary preview
- ✓ Educational resources
- ✓ Unlimited dispute letters
- ✓ Goodwill + debt validation letters
- ✓ Full 30 & 90-day plan
- ✓ Dispute tracker
- ✓ Save & export (PDF)
- ✓ Follow-up reminders
- ✓ Everything in Starter
- ✓ Settlement calculator
- ✓ Statute of limitations checker
- ✓ Negotiation scripts
- ✓ Priority AI processing
Stop guessing. Start recovering.
If you're working on improving your credit, FinanceWrite generates a personalized dispute and recovery plan in under 60 seconds.
Build My Plan →Frequently asked questions
Is this credit repair?
No. FinanceWrite is software that helps you draft your own credit communications. We are not a credit repair organization. You write and send the letters yourself.
How is this different from a credit repair company?
Credit repair companies charge $79–$149/month to send templated letters on your behalf. FinanceWrite gives you the same letter-generation capability for $9/month so you can do it yourself.
Is this legal?
Yes. Consumers have the right to dispute inaccurate information on their credit reports under the Fair Credit Reporting Act (FCRA). Our software helps you exercise those rights.
Will this guarantee results?
No. We do not guarantee any credit score outcome. Results depend on your individual credit profile, the accuracy of reported information, and how bureaus respond to disputes.