The money news you need to know, in 5 minutes.
Rates, banking, jobs, housing, taxes and the deals worth your time. Every story comes with one line on what it means for your wallet.
Today's briefing
Updated Oct 28, 2026The Fed is expected to hold rates steady this week
Why it matters: savings yields and card APRs likely stay where they are for now. A CNBC survey says hikes are coming later, so locking a good savings rate soon is worth a look.
Mortgage rates fell for the second straight week
Why it matters: if you are shopping or thinking about a refi, this is a window. Demand is barely up, and more borrowers are reaching for riskier loan types to save.
Experts say this could be one of the best times in years to buy corporate bonds
Why it matters: with Treasuries yielding around 5%, bonds pay real income again. If your cash sits in a low-rate account, compare what a bond fund or Treasury would pay you.
American Airlines raises annual fees on its rewards cards for the first time since 2018
Why it matters: if you carry an AAdvantage card, check your renewal date and run the math on whether the perks still beat the fee.
Jobless claims sit near the lowest level since the 1960s
Why it matters: layoffs are rare, which gives you leverage if you are asking for a raise or quietly looking. Hiring is slow, though, so line up the next job before you leave.
Get a $75 bonus when your paycheck lands in a new Current account
Use code WELCOME75 and get $1,500 or more in eligible payroll deposits within your first 35 days. You can also get paid up to 2 days early.
See the offerNew users only. Current is a financial technology company, not a bank.
Heating your home with oil could cost $750 more this winter
Why it matters: heating-oil prices are at record highs. If your home runs on oil, budget for the bigger bill now and ask your supplier about a fixed-price or budget plan before the cold sets in.
Mobile check deposit limits by bank: 21 banks compared
Why it matters: depositing a big check from your phone? Your bank's daily cap decides whether it clears today or you drive to a branch.
Inherited an IRA? The 10-year rule can bring a surprise tax bill
Why it matters: how fast you pull the money out changes how much tax you pay. Spreading withdrawals out is often cheaper than one big year.
Healthcare stocks are on their biggest hot streak in a generation
Why it matters: chasing a sector after a big run is how people buy high. If you hold an index fund, you already own the rally.
The largest US budget airline says airfare jumped 71%
Why it matters: holiday flights will not get cheaper by waiting. If you know your dates, book now and set a price alert in case it drops.
Reported fraud losses among older Americans hit $3 billion in 2025
Why it matters: forward this one to your parents. Losses of six figures or more are surging, the FTC says. If a call or text pushes you to pay right now, hang up and call the company yourself.
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