Advertising Disclosure
We believe in full transparency. Here's exactly how FinanceWrite makes money and how it affects (and doesn't affect) our recommendations.
Some links on FinanceWrite are affiliate links. When you click them and sign up for a product, we may earn a commission — at no extra cost to you. This is how we keep the site free. Our opinions and ratings are always our own, and we only recommend products we've personally tested.
How FinanceWrite Makes Money
FinanceWrite is a free resource. We don't charge readers for access to our content, tools, or recommendations. Instead, we earn revenue through the following channels:
Affiliate Commissions
We earn a referral fee when you sign up for a product through our links. This is our primary revenue source.
Advertising
Some pages may feature sponsored content or display advertising from our partners.
Sponsored Partnerships
Occasionally, brands pay us to review or feature their products. These are always clearly disclosed.
Email Promotions
Our email newsletters may include paid promotions from partners that we've vetted and approved.
What This Means for You
When you see a link to a financial product, app, or service on FinanceWrite, there's a good chance it's an affiliate link. If you click that link and sign up, open an account, or complete a qualifying action, we may receive compensation from the company.
This never costs you anything extra. You pay the same price (or often get a better deal through our link) whether you use our affiliate link or go directly to the company's website.
How to identify affiliate links: Throughout our site, we use labels like "sponsored," "affiliate link," or "ad" to identify paid relationships. Links may also include rel="nofollow sponsored" attributes in the HTML. If you're ever unsure whether a link is an affiliate link, assume it is.
Our Editorial Standards
Affiliate relationships do not influence our editorial content, ratings, or rankings. We take this seriously. Here are the principles we follow:
How Product Placement Works
Compensation from our partners may affect which products we write about and where they appear on a page. For example, a partner's product may appear higher on a list or more prominently in a comparison table. However, this is only one factor among many.
Other factors that determine placement include:
Overall value to the reader — Does this product deliver real results?
Fees and costs — Is it competitively priced?
Ease of use — Can a beginner figure it out?
Track record — How long has the company been operating?
User feedback — What do real users say?
Our own experience — How was our personal experience testing it?
AI-Powered Recommendations (Smarts)
FinanceWrite offers an AI-powered chatbot called Smarts that provides personalized financial guidance. When you ask Smarts a question, it may recommend products, platforms, or services that are part of our affiliate program.
The same editorial standards apply to Smarts as to the rest of our site. Recommendations are based on relevance to your question and the quality of the product — not on which company pays us the most. However, you should be aware that recommendations made through Smarts may result in affiliate compensation to FinanceWrite if you click through and sign up.
Your Choices
You are never obligated to use our links. If you prefer, you can always navigate directly to any product or service mentioned on our site by typing the company's URL into your browser. We'll never pressure you to click an affiliate link, and our content is designed to be helpful regardless of whether you use our links.
If you do use our links, know that you're directly supporting FinanceWrite and helping us keep this resource free for everyone. We genuinely appreciate it.
FTC Compliance
This disclosure is provided in accordance with the Federal Trade Commission's guidelines on endorsements and testimonials (16 CFR Part 255). FinanceWrite is committed to transparency and compliance with all applicable regulations regarding advertising disclosures and affiliate marketing.